Welcome back to the grind, College Football 26 (CFB 26) fans. Whether you're new to Ultimate Team or you've already built a solid squad, one thing's always in demand: coins. Whether you need them to buy packs, upgrade your team, or invest in top-tier players, coins are the core currency of the game, and earning them quickly and efficiently is a must.

Today, we're diving deep into one of the easiest and most efficient College Football 26 coins making methods. It's a strategy that's not only fast but also helps you knock out field pass objectives, improve your team, and keep the grind fun. We'll also touch on bonus ways to earn through fantasy sports and shout out the community for their discoveries.

So let's get into it: here's how to earn up to 50,000 coins per hour in CFB 26 without needing a god squad or no-life grind.

Here's how it works:

· Choose a higher or lower number between two to eight players

· Win up to 325x your entry

The Method: College OT Head-to-Head Games

Let's break down the actual coin-making method step-by-step. We're talking about using the College Overtime (OT) game mode in head-to-head play to grind coins fast. This method is both simple and repeatable, requiring minimal effort once you get the rhythm down.

Step 1: Go into College OT Head-to-Head

You'll find the College OT mode under the head-to-head online matches. It's a fast-paced game mode with modified rules:

· You start at your opponent's 25-yard line.

· Both players get one drive per “overtime.”

· If you score more than your opponent (TD vs. FG, TD vs. no score), you win.

· Games usually end in 2–3 minutes, making this incredibly efficient for coin farming.

Important: This method requires online play. But don't worry, you don't need a stacked squad.

Step 2: Your Team Doesn't Have to Be Crazy

You might think you need an 85+ overall monster team to compete, but that's not true. This method works even if you're rocking a low 80s or high 70s overall team.

In fact, one player was using:

· A 79 overall QB

· Mostly pre-order elites and budget players

· Missing stars like Eric Dickerson

· Still winning games quickly and consistently

Step 3: Understand the Rewards Structure

Here's where the strategy comes into play. The coin rewards scale is based on how many games you win in a set of three.

Wins Reward

0 50 Coins (basically nothing)

1 3,000 Coins

2 5,000 Coins

3 78+ BND Overall Player Card

As you can see:

· 1 Win = 3,000 Coins

· 2 Wins = Only +2,000 more

· 3 Wins = Random BND player (solid, but not guaranteed value)

That's why the sweet spot is winning just one game, then intentionally losing the second. You can cycle this fast and repeat.

Step 4: The Actual Cycle

Win the First Game:

· Go to a College OT match.

· Play smart, call good plays, and go for two after touchdowns.

· Games typically last under 2 minutes.

Lose the Second Game (Strategically):

· Don't just quit—EA can flag repeated quitters.

· Instead:

  · On defense: Call a field goal block, let your opponent score.

  · On offense: Punt the ball away (yes, you can punt in OT).

  · The game ends fast, and you lose.

If punts get patched or removed:

· Miss a field goal on purpose.

This keeps your account safe while still getting through the games fast.

Real-time test: One full cycle (win, loss) took 3 minutes and 43 seconds, netting 3,000 coins.

Why This Works So Well

Let's do the math:

· 3,000 coins per 3:43 = roughly 48,000 coins per hour

· You also make progress toward:

  · Field pass objectives

  · Touchdowns and yards

  · Wins and games played

· Plus, you have chances of opponents also surrendering quickly.

If you run into someone doing the same method, it's a win-win:

· You take the win, or

· They do, and you just reset the cycle

Occasionally, you'll also get full 3-win streaks and earn a 78+ BND card, which may sell for decent training or lineup depth.

Bonus: Work on Field Passes Simultaneously

You're not just stacking coins—you're stacking progress. Each game contributes to field pass missions like:

· Score X touchdowns

· Win X games

· Gain X offensive yards

· Complete challenges

So even if you don't care about a specific reward path, the XP and season objectives will add up quickly while doing this.

What's Next?

This is just one of many coin-making strategies that are starting to surface. Stay tuned for:

· Set completion flips

· Training reroll arbitrage

· Team-building objectives that reward high coin payouts

· Tower of Valor solo grinding

And of course, as the game updates and new content drops, more methods will emerge.

Final Thoughts: Stack Fast, Stack Smart

Whether you're just starting in CFB 26 Ultimate Team or you're already working toward building an elite squad, coins are the backbone of your progress. This College OT method gives you a fast, repeatable, and low-risk way to earn coins, even if your team isn't maxed out yet.

Liked this breakdown? Sub up, and follow ELD.gg for more CFB 26 content, coin tips, fantasy picks, and more or buy CFB 26 coins here.